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Who can qualify for a personal loan?
Quick and easy loan approval today. Secure, hassle-free process to get the funds you need right away. Apply now!
Who can qualify for a personal loan?
Quick and easy loan approval today. Secure, hassle-free process to get the funds you need right away. Apply now!
Most lenders or lending partners require you to:
- Be employed in your current position for approximately 90 days or have another source of adequate and predicable income;
- Be at least 18 years old, and a US citizen or a permanent resident;
- Have an income of approximately $1,000 per month after tax withholdings; and
- Have a valid email address, work phone number and home phone number.
Quick and easy loan approval today. Secure, hassle-free process to get the funds you need right away. Apply now!
Qualifying for a personal loan depends on several factors that lenders typically consider. Here’s a detailed breakdown of the common criteria:
### Credit Score
– **Good Credit Score**: Generally, a credit score of 670 or higher is considered good and can improve your chances of approval.
– **Fair Credit Score**: Scores between 580-669 may still qualify for a loan but often at higher interest rates.
– **Poor Credit Score**: Scores below 580 might qualify with some lenders, but the terms may not be favorable.
Income
– **Steady Income**: Proof of regular income, such as pay stubs, bank statements, or tax returns.
– **Employment Status**:
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